Universidad de Sevilla (US)

One cost saving tip would be to take large amounts (at least a few hundred) euro out of the ATM at a time to avoid the international and bank fees (which added up to about $3-7 each transaction). I would suggest that you do this only if you feel comfortable keeping money around in your home and if you won't spend it all at once. Also, check the currency conversion on the internet before doing it. When I was in Spain, the exchange rate fluctuated pretty regularly and some days I could en up with about 10 euro more per 100.

I did not had any cost-savings or finacial surprises.

If you are coming from the states, to avoid ATM charges open a Citibank account before you come and you can take money out for free. Fees can be as high as $25 per transaction!

Though I spent a lot of money, I did not go over my budget. I would advise to plan a budget and stick to it. Eat at home and then go out so you won`t feel pressed to buy food.

Keep track of your money. Use your ATM to take out money or open a Spanish account. US Dollars go much further than Spanish Pesetas. Don't use travelers checks. Many places don't except them.

Stay away from "home food" it is a better cultural experience and cheaper to stave away from imported food establishments. ie. McDonalds, Pans & Co., Pizza Hut, etc...