Universiteit Gent (RUG)

I have to say I was not surprise as far as financial side of studying abroad is concerned. What is more, in my opinion being one year in Belgium is worth to use all opportunities provided in that country - not to try save money but earn it before or during staying here. However, if I was to indicate any cost-saving tips: students should bring as much food as possible from home; to rent a bike is cheaper than public transport; if only possible- live on campus instead of finding a room or house on private market.

Deposits at independent appartments may be as high as equal to 3months rent, so be prepared. Get economy cards for trams and buses (10 trips each is OK). Organize weekly super market supplies and eat at the student homes (good prices and good quality).

Cost-saving tip: Buy a go-pass for travelling by rail in belgium, it's much cheaper than buying individual tickets!

if You are below 25, you get many things cheaper. Get a "Go Pass" for traveling by train!! Pizzas are expensive, too. Beer is ok.

I had no unpleasant financial surprises. Cost-savng tips: "made for students" products: White Products, Derby, etc

belgian cards don't pay comission to withdraw money in europe, so if you open an account...why to close it?